It now more important than ever to fully disclose all your liabilities and keep all your payments up to date.

All the major lenders now have access to more data about you when you apply for a loan and many of the smaller lenders will be gaining access in the coming mont...

For the third year running, we have been listed as a Local Business Awards Finalist in professional services. After our win in 2017, we are hoping to win again in our new location of Cumberland!

For the past 30 years, the Local Business Awards have recognised and acknow...

When investing in property most people will need to obtain a loan from a bank or lending institution. The lender will use the property as security and will agree to lend a percentage of the value of the property, for example 80%. This is referred to as the Loan to Valu...

With all of the confusion surrounding the Royal Commission into financial services it is time to re-evaluate how you deal with your bank or other financial institution.

The banks still have not learned the lesson that it is their valued customers that allow them to cont...

So you have seen media reports that borrowing money today is harder than it has ever been. Why are the banks making it so difficult? What has changed to cause a “tightening”? Can I still get a loan?

Since 2014 the Australian Prudential Regulation Authority (APRA) has be...

What a start to 2019! 

We have hit the ground running after the Christmas break and are very happy to be helping many clients secure properties in the current market so early into the new year.

With the heat having been turned down on property prices many investors and f...

It’s fascinating being a mortgage broker.

Why? Because you get to see how people make decisions. While helping hundreds of clients finance their investment properties, I noticed very clearly that a lot of my clients base their decisions on three areas; what they have re...

What you need to know about rental yields when investing in property

When investing in a property, there are various measures which need to be taken into account to assess the quality of your investment. Chances are you’ve come across one of the more important terms – “...

Energy efficient assets are becoming buzzwords these days, and with the price of energy going up why wouldn’t you look at ways to save on it.   More and more finance companies are now offering commercial finance for energy assets, solar panels (including installations...

If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of friends may be a solution. It can also be a minefield though, so here’s how to avoid a blast.

While the excitement of banding togeth...